Best Cd Rates 2024 Near Me Bank. The national average rate was 1.31% as of august 16, 2024, the latest data available, up one basis. The best nationwide cd rates have been inching lower in anticipation of fed rate cuts, but seven offers still pay 5.30% or better.

Below, you can find the best jumbo cd rates from financial institutions anyone can apply for. You earn a fixed interest rate that’s typically higher than the rates offered on standard savings accounts.