Roth Ira Limits 2024 Income Limits For Single. You're allowed to invest $7,000 (or $8,000 if you're 50 or older) in 2024. You’re married filing jointly or a qualifying widow(er) with an agi of.

Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth accounts. To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year).